Terms and Conditions

Effective Date: 20240925

Welcome to www.onlinetalk.online. By accessing or using our services, you agree to comply with and be bound by the following Terms and Conditions. Please read them carefully before proceeding.

1. Acceptance of Terms

By checking the box and proceeding with payment, you acknowledge that you have read, understood, and agree to these Terms and Conditions.

2. Service Description

www.onlinetalk.online provides a platform that connects individuals seeking support with individuals offering various services, including coaching and listening. We do not provide direct mental health services or therapy, nor do we endorse or guarantee the services provided by those listed on our platform. Our service is intended solely for informational and connection purposes.

3. Limitation of Liability

– General Limitation: To the fullest extent permitted by law, www.onlinetalk.online shall not be liable for any direct, indirect, incidental, special, consequential, or punitive damages arising out of or related to your use of our services. This includes, but is not limited to, damages for loss of profits, goodwill, use, data, or other intangible losses.

– Mental Health Risks: You acknowledge that engaging in discussions regarding mental health may elicit emotional distress or worsen existing mental health conditions. www.onlinetalk.online is not responsible for any negative impact on your mental health or well-being resulting from your use of our services or the services provided by those connected through our platform.

– Third-Party Services: www.onlinetalk.online is not responsible for the actions, errors, omissions, representations, or negligence of any individuals connected through our platform. Any issues arising from services provided by these individuals are strictly between you and the individual.

– Indemnification: You agree to indemnify, defend, and hold harmless www.onlinetalk.online, its affiliates, officers, agents, and employees from any claims, losses, liabilities, damages, costs, or expenses, including reasonable attorney fees, arising out of your use of our services or any violation of these Terms.

4. User Responsibilities

– You are responsible for providing accurate and complete information when registering for our services. – You agree not to use our services for any unlawful purpose or in a way that violates these Terms. – If you are experiencing a mental health crisis or suicidal thoughts, we strongly urge you to seek immediate assistance from a qualified mental health service or call emergency services.

5. Disclaimer of Warranties

– www.onlinetalk.online provides no warranties regarding the quality, effectiveness, or suitability of the services offered by individuals connected through our platform. You understand that the services provided may vary in effectiveness based on individual circumstances.

6. Payment Processing

– All payments for services are processed through our secure payment gateway using Stripe. – By proceeding with payment, you authorize www.onlinetalk.online to charge the agreed-upon fees to your selected payment method. – You agree that www.onlinetalk.online is not responsible for any issues related to payment processing, including but not limited to payment failures, chargebacks, or fraud. These issues should be resolved between you and the payment processor. – Payments are non-refundable unless otherwise stated.

7. Data Retention and Privacy

– www.onlinetalk.online collects and retains personal information such as your name, email address, payment details, and any other data you provide during registration and usage of our services. – By using our services, you consent to www.onlinetalk.online storing your personal information indefinitely, or for as long as necessary to fulfill the purposes for which it was collected, including legal, tax, or regulatory requirements. – www.onlinetalk.online is committed to protecting your privacy. Please refer to our Privacy Policy for more details on how we collect, use, and safeguard your information. – If you would like to request the deletion of your personal data, please contact us at info@onlinetalk.online. However, we reserve the right to retain certain information to comply with legal obligations or resolve disputes.

8. Governing Law

These Terms and Conditions shall be governed by and construed in accordance with the laws of Sweden, without regard to its conflict of law principles.

9. Changes to Terms

www.onlinetalk.online reserves the right to modify these Terms and Conditions at any time. Any changes will be effective immediately upon posting on our website. Your continued use of our services constitutes acceptance of the new Terms.

10. Contact Information

If you have any questions or concerns about these Terms and Conditions, please contact us at:
www.onlinetalk.online
Email: info@onlinetalk.online
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